Personal Preparedness

Digital readiness for the access your family may need.

Personal Preparedness helps families prepare for death, incapacity, emergencies, and major life transitions by clarifying account access, devices, and continuity instructions.

Digital access scorecard

Executor Lockout Test: Are They Blocked?

Modern family preparedness now includes password managers, online financial accounts, email, phones, cloud storage, MFA methods, subscriptions, photos, and important digital records.

The Executor Lockout Test helps a person quickly see whether an executor, spouse, adult child, or trusted helper may be blocked from the access they would need in a crisis.

  • Identify practical account access gaps
  • Clarify which accounts, devices, and instructions matter most
  • Start organizing the information a trusted person may need

What gets overlooked

Digital continuity now sits inside normal family preparedness.

Verification

Who is authorized, trusted, and able to prove they can act when an account, device, or provider asks for verification?

Access

Can the right person reach key devices, password managers, email, cloud storage, and MFA methods when needed?

Continuity

Are critical bills, subscriptions, records, photos, and instructions organized enough for a trusted person to manage?

How the pathway works

From access questions to a practical family action plan.

The Personal Preparedness pathway is built to move from quick awareness to deeper organization: assess the situation, identify gaps, document what matters, and decide what should be fixed first.

  1. Scorecard A quick view of executor or trusted-person lockout risk.
  2. Detailed review A closer look at accounts, devices, passwords and verification, MFA, and instructions.
  3. Readiness kit Structured templates for organizing critical digital information.
  4. Action plan Prioritized recommendations based on the family's actual answers.
  5. Guided review Optional support to interpret results and decide what to address first.

For families

Parents, retirees, adult children, and spouses who want better digital continuity.

For trusted helpers

Executors, caregivers, and family members who may need to act under pressure.

Boundary

This work supports preparedness and organization. It does not replace legal, financial, tax, or estate planning advice.